Buying your first home can be a daunting process, as there are so many factors to think about before making that final decision.
If you're looking at houses for sale in Bulimba or Hawthorne, it's important to keep in mind the financial commitment involved in purchasing a property.
Saving for a home deposit is a critical part of the process. This has a big impact on your home loan options as well, as the more you can save up front, the less you'll have to borrow on your mortgage.
Before you can secure Hawthorne real estate or a property in Bulimba, it's a good idea to consider your budget and how you can start preparing to save up for an appropriate deposit on your future property.
The more you can put towards your deposit, the better. However, as a general guide it's advisable to aim to save 20 per cent or more of the purchase price of your property.
You'll also want to ensure you have enough set aside to cover the costs associated with moving into a new home and securing the property, such as stamp duty, home insurance, and any immediate repairs or renovations that need to be carried out.
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